Planning a vacation to Saint Thomas? You might be thinking it is not worth bringing a checked bag since you do not need a ton of clothes. But for our family of four, one checked bag is perfect and justifies its own cost. Everything on the island is more expensive, and Saint Thomas is no exception. Plus, with a checked bag you can bring full-sized bottles instead of being stuck with 3oz carry-on limits. Some links in this article are Amazon affiliate links, which means we may earn a small commission if you buy through them at no extra cost to you.

6. Deep Woods Off

In the evenings, there is about an hour when mosquitoes are vicious in the Virgin Islands. DEET is the only substance tested to work effectively against these pests. Aerosols are not permitted in luggage, so be sure to pack the spray bottle type. The price at home is usually less than half of what we found on the island.

Illustration of insect repellent for island eveningsOFF! Deep Woods Sportsmen Insect Repellent Spritz, Bug Spray with Long Lasting Protection from Mosquitoes, 6 ozamazon.com

5. Mask, snorkel, and travel fins

The Virgin Islands have excellent snorkeling right from shore. Renting gear can be costly, with daily rental fees often equaling the purchase price of your own set. The first time we visited, we did not pack fins and we regretted it. Fins mean you can double or triple the distance you can safely swim from shore.

Travel snorkel set with mask and finsCAPAS Snorkel Mask Fins Set, Travel Size Snorkeling Gear for Adults with Adjustable Fins, Diving Mask and Dry Top Snorkel, Come with a Carrying Bagamazon.com

4. Packable beach chair

Many of the most beautiful beaches in the Virgin Islands are free to access, but there is not always a place to sit. We fit two of these in our checked luggage along with all our snorkel gear and everything else on this list.

Portable beach chairFAIR WIND 2 Pack Beach Chairs with 360° Umbrella for Adults, 300LBS Heavy Duty Anti-Sink Sand Chair, Portable Backpack Seating for Coastal Vacations, Outdoor Concerts & Sportsamazon.com

3. Full-size reef-safe sunscreen

Sunscreen on the island can cost double or triple the mainland price. The sun in Saint Thomas is intense — even on an overcast day we sunburn quickly without protection. Our recommended reef-safe sunscreen has a non-greasy feel that makes reapplying less annoying.

Illustration of reef-safe sunscreenReef Safe Sunscreen Travel Lotion SPF 50 - Hawaii & Mexico Approved, Biodegradable, Zinc, Vitamin E, Oxybenzone & Octinoxate Free, Water Resistant, Organic Ingredients, Made in USA by Coral Safeamazon.com

2. Underwater camera

Touch screens just do not work well below the surface. The islands are known for stunning coral reefs and diverse marine life. We bought our underwater camera three years ago and have used it on four vacations since. It still works and takes great pictures.

Underwater camera for snorkelingWaterproof Camera, 1080P HD Underwater Camera, 21MP 17FT Waterproof Digital Camera with Rechargeable Battery, 32G SD Card, Point and Shoot Camera for Children Snorkeling Swimming (Red)amazon.com

1. Inflatable pool float hammocks

Perfect for lounging in the calm waters off one of the many beaches or floating in the pool. They pack small, inflate fast, and feel like a luxury that costs almost nothing.

Inflatable pool float hammocksPool Floats Adult - 2 Pack Inflatable Pool Floats Hammock, Multi-Purpose 4-in-1Pool Floats for Adults, Swimming Pool Water Hammock Loungeamazon.com

Bonus: clear-bottom inflatable boat for kids

If you are traveling with toddlers or kids under seven, a clear-bottom inflatable boat lets them sit comfortably beside you while you snorkel. Great way to share the experience and enjoy the many shallow reefs not far from shore.

Clear-bottom inflatable boat for kidsSieco Design AQUAVUE Voyager, Clear Bottom Inflatable Raft, for Kids and Adultsamazon.com

Our bottom line

One checked bag for the family, packed with the right items, pays for itself on the first beach day in Saint Thomas.

This list is the Saint Thomas version of our broader Caribbean checked-bag essentials, which is where we explain the full one-bag strategy for island trips.